Terms of Service

1. Agreement to Terms

By accessing or using Check-Option.com ("Website," "Site," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not use this Website.

These Terms constitute a legally binding agreement between you and Check-Option.com. We may modify these Terms at any time, and such modifications will be effective immediately upon posting. Your continued use of the Website constitutes your acceptance of any modified Terms.

2. Important Disclaimers

GOVERNMENT NON-AFFILIATION NOTICE: Check-Option.com is a private website and is NOT affiliated with, endorsed by, or connected to any government agency, including but not limited to the Social Security Administration (SSA), Internal Revenue Service (IRS), Department of Education, Department of Health and Human Services, or any other federal, state, or local government entity.

Affiliate Disclosure

This Website contains affiliate links to third-party websites and services. This means:

• When you click on certain links and/or complete actions on third-party websites, we may receive compensation from those third parties
• This compensation may influence which products, services, or resources are featured on our Website
• We may receive compensation regardless of whether you qualify for or receive any benefits, services, or products from third parties
• Our recommendations are based on this affiliate relationship and should not be considered unbiased advice

Advertising Disclosure: This Website is an advertisement. The content on this site is provided for informational purposes and should not be considered professional financial, legal, or medical advice.

No Professional Advice

The information provided on this Website is for general informational purposes only and does not constitute:

• Financial advice or financial planning services
• Legal advice or legal services
• Tax advice or tax preparation services
• Medical advice or healthcare services
• Professional advice of any kind

You should consult with qualified professionals before making any financial, legal, tax, or health-related decisions.

3. Eligibility and Use

By using this Website, you represent and warrant that:

• You are at least 18 years of age
• You have the legal capacity to enter into these Terms
• You will use the Website only for lawful purposes
• You will provide accurate information when using the Website
• You understand that quiz results are for informational purposes only and do not guarantee eligibility for any program or service

4. Third-Party Websites and Services

Our Website may direct you to third-party websites, applications, or services ("Third-Party Services"). You acknowledge and agree that:

• We have no control over Third-Party Services
• We are not responsible for the content, accuracy, privacy practices, or policies of Third-Party Services
• Your use of Third-Party Services is at your own risk and subject to their terms and conditions
• We do not endorse, warrant, or guarantee any Third-Party Services, products, or offers
• Any transactions between you and Third-Party Services are solely between you and the third party
• We are not liable for any damages, losses, or disputes arising from your use of Third-Party Services

We strongly encourage you to review the terms of service and privacy policy of any Third-Party Service before providing any personal information or completing any transactions.

5. No Guarantees

We make no representations, warranties, or guarantees regarding:

• Your eligibility for any government programs, benefits, or assistance
• Your eligibility for any third-party products, services, or offers
• The accuracy, completeness, or timeliness of any information on this Website
• The availability of any programs, benefits, or services mentioned on this Website
• Any specific outcomes, benefits, or savings you may receive

Government programs and third-party services have their own eligibility requirements that are subject to change without notice. The quiz on this Website provides a general screening only and does not determine actual eligibility for any program or service.

6. Disclaimer of Warranties

THE WEBSITE AND ALL CONTENT, INFORMATION, AND SERVICES PROVIDED THROUGH THE WEBSITE ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

To the fullest extent permitted by applicable law, we disclaim all warranties, express or implied, including but not limited to:

• Implied warranties of merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy, reliability, or completeness of content
• Uninterrupted or error-free operation
• Security or freedom from viruses or harmful components

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, CHECK-OPTION.COM, ITS OWNERS, OPERATORS, AFFILIATES, PARTNERS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Loss of profits, revenue, or data
• Loss of use or goodwill
• Cost of substitute services
• Any damages arising from your use of or inability to use the Website
• Any damages arising from Third-Party Services
• Any damages arising from unauthorized access to or alteration of your transmissions or data

In no event shall our total liability to you for all claims exceed One Hundred US Dollars ($100.00).

Some jurisdictions do not allow the exclusion or limitation of certain warranties or liabilities, so some of the above limitations may not apply to you. In such jurisdictions, our liability is limited to the maximum extent permitted by law.

8. Indemnification

You agree to indemnify, defend, and hold harmless Check-Option.com, its owners, operators, affiliates, partners, service providers, and their respective officers, directors, employees, and agents from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to:

• Your use of the Website
• Your violation of these Terms
• Your violation of any rights of any third party
• Your violation of any applicable law or regulation

9. Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, images, and software, is the property of Check-Option.com or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website without our prior written consent.

10. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the United States and the State of Delaware, without regard to its conflict of law provisions.

Any dispute arising out of or relating to these Terms or your use of the Website shall be resolved exclusively in the state or federal courts located in Delaware, and you consent to the personal jurisdiction of such courts.

11. Dispute Resolution

Before initiating any legal proceeding, you agree to first contact us at contact@check-option.com to attempt to resolve any dispute informally. We will attempt to resolve the dispute informally by contacting you via email.

If a dispute is not resolved within 30 days of submission, either party may proceed with formal legal action as permitted under these Terms.

12. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable. If such modification is not possible, the relevant provision shall be deemed deleted. Any modification or deletion of a provision shall not affect the validity and enforceability of the remaining provisions.

13. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Check-Option.com regarding your use of the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral.

14. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Email: contact@check-option.com
Website: check-option.com